Your company deserves a crystal ball. Pre-Fi gives you one.
Complete credit reports
Frictionless Prequalification
Pre-Fi's proprietary credit capture technology redefines the approach to credit qualification by enabling the acquisition of complete credit reports through a soft pull, requiring only an individual’s name, phone number, and email address.
Our fully customizable credit underwriting model examines up to 120 data points within the credit report. These custom credit models provide instant, reliable credit dispositions based on a business’s unique decision criteria.
Credit capture

Cut your credit bill by 90%

Instead of utilizing traditional expensive hard pulls that hurt your customers' credit, use our zero impact, soft pull prequalification platform to underwrite with identical confidence to that of a hard pull.

See your customer's full credit picture
In under 10 seconds
Our pre-qualification forms require the absolute least amount of information necessary to accurately predict the future loan approval. You get all the data you need, without affecting your customer's credit.
This potent combination delivers precise, highly tailored credit evaluations in seconds, empowering businesses with actionable intelligence at the very first moment of customer engagement, not at the very bitter end of a lengthy sales process.
Credit picture

Mortgage

Pre-Fi's custom credit models are designed to mirror the exact underwriting guidelines of Fannie Mae, Freddie Mac, FHA, and VA. Each time a mortgage broker uses Pre-Fi to qualify a prospect, our advanced underwriting algorithm provides dispositions for all four government-backed loan types. This gives brokers immediate, upfront intelligence about a client’s eligibility for various mortgage programs, streamlining the decision-making process and enhancing operational efficiency.

Automotive

Dealerships can instantly assess the financial feasibility of potential buyers using just a name, phone number, and email. This means sales teams can determine a prospect's ability to afford a vehicle before investing hours in tours and test drives. By integrating this step at the beginning of the sales process, dealerships can focus their efforts on qualified leads, enhancing efficiency and increasing the likelihood of successful sales.

Elective medical providers

Elective medical providers can instantly assess a patient's financial feasibility using just their name, phone number, and email. This allows clinics and medical practices to determine a patient’s ability to afford procedures such as cosmetic surgery, dental implants, fertility treatments, LASIK, and other high-value medical services right from the start. By addressing the financial aspect upfront, providers can focus their time and expertise on patients who are ready and able to proceed with treatment.
Home Auto Medical building